1
Collections agent
Your overdue portfolio, worked 24/7.
The same agent that collects B2B invoices, tuned for consumer and commercial: every debtor has a profile that learns — when they answer, how much they promise, how much they keep — and the strategy adjusts itself, inside the rules your collections team sets.
- WhatsApp and natural-language voice calls.
- Payment profile and prediction per debtor; automatic prioritization of the work.
- Escalation policies defined by the bank: the agent never negotiates outside them.
- Full traceability: every decision, message and promise is audited.
- Supervision console with one-click human takeover.
Banco Céntrico · overdue managementLive
Bank agentGood morning, Mr. Pinzón. This is Banco Céntrico's assistant. Your personal loan has an overdue installment of $312.40 since July 28.
CustomerI'm short this payday. Can I pay half on Friday and the rest at the end of the month?
Bank agentOf course, Mr. Pinzón. We'll expect it then: $156.20 this Friday and the balance on the 30th. Thank you for your time.
✓ Two-part payment plan recorded
2
Bridge for banks
Give your clients API reconciliation — and receive their intelligence.
Your business clients reconcile their receivables against their accounts at your bank, inside your online banking or via API. They stop suffering Excel; you see — with their permission — how their business beats.
- Bridge as a service of your business banking: white-label or via API.
- Each company reconciles its collections and payments without leaving your platform.
- Signals back to the bank: payment behavior, cash-flow health, early risk.
- Next best offer per client: working capital, factoring, POS at the right moment.
- A client that reconciles with you doesn't leave for another bank.
bridge.yourbank.com · API
POST /bridge/v1/statements
{ "account": "···2841", "lines": 214 }
→ 201 · 9 movements reconciled
avg_confidence: 0.94
exceptions: 1 · "review duplicate"
{ "account": "···2841", "lines": 214 }
→ 201 · 9 movements reconciled
avg_confidence: 0.94
exceptions: 1 · "review duplicate"
Portfolio intelligence — what your bank receives
Distribuidora Colóncollects in 32 days · stable flowHigh health
Ferretería Centralcustomer arrears growing 3 weeksEarly risk
Grupo Robleseasonality detected · peak in Oct.Offer: working capital